One deposit no more to pay loans

Perfect for First Home Buyers or Property Investors who want to get into the market but are renting or want to save money during the build.

With our COMPLETED Home Loans, we won’t charge you interest (up to $12,000) while your first home or investment home is being built. You can choose to take this opportunity to get ahead of the game and start paying down your loan.

With this single deposit, no more to pay during construction loan, you’ll be able to savour all the excitement of seeing your home come to life while still living your life exactly the way you want to.

This loan and offer cannot be used in conjunction with Deposit Starter.

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Land and Construction Loan

Your land and construction home loan, your way.

Enjoy very competitive rates on a Land and Construction Loan that we customise to your personal needs

Stay in control of finances with a simplified monthly statement that tracks your offset balance, loan balance and all transactions

Minimise loan costs with no establishment fee and no ongoing account keeping fees – put extra money towards furniture and fittings in your brand new home

The reassurance of fixed rates that don’t fluctuate with market changes

Receive ongoing support and help with paperwork from our experts

Reduce interest payments with a 100% Offset Account

Access money in your Offset Account when you need it through ATMs, online banking or in person

No need to commit to regular deposits to your Offset Account over and above your loan repayments

The flexibility of principal + interest or interest only up to 10 years, and up to 4 separate loan splits

Register Now for the Next Workshop

Register Now for the Next Workshop

Register Now

Learn Now with a Smart Start Mentor

Learn Now with aSmart Start Mentor

Book Meeting

Register for our next first home buyer workshop

Our next first home buyer workshop is on

10th June

The My Choice Design Studio - Norwest