Wilson Pays

Watch your dream home come to life while we help cover the interest on your building loan while you build.

We give you the ultimate in financial freedom, with a loan that lets you get started on building the home of your dreams while we pay the interest during construction.

Best Suited To ...
  • If you who have a current property and would like to build a new home to live in, however need to sell your existing house or will be renting out your existing house once your new home is built.
  • If you have 10% or more equity and would like to save money on interest.

How Does It Work?
Once your home loan is approved, the first step is to settle on the land purchase or refinance other property, whichever is applicable.
  • Your loan for the construction component will operate on an interest only basis until the build is complete.
  • Through Wilson Pays, We will pay the interest on the construction loan until the build is complete, then you’ll need to make principal & interest payments.
But Wait There's More ...
  • Available on fixed-rate and variable rate loans
  • Loan-to-value ratios up to 90% (plus LMI)
  • Redraw available
  • Competitive interest rates
  • Seamless and efficient – you’re dealing with a local builder and a local lender who have a long history of working together

What Is Turn Key Finance?
Turn Key Finance is a loan solution that means you can have no repayments on your home loan while your house is under construction - reducing financial pressure and helping you to get into your new home sooner.
How Does It Work?
Once your home loan is approved, the first step is to settle on the land purchase or refinance other property whichever is applicable.
  • Part of a construction loan is funded to settle the land purchase (where applicable), and then generally 5 payments will be funded during the construction time of your new home.
  • Once you literally turn the key to your new home, you will start repayments on your Turn Key package loans.

Best Suited To ...
First Home Buyers - People who are caught up in the rental market and would find it hard to manage rent and loan payments at the same time.
Investors - Those who like to build a new investment property, and would like to start loan repayments once the property is earning rental income.

Enquire Now - Find Out If You Qualify Today!